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Lookup NU author(s): Professor Joanna Gray
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Author(s): Gray J
Publication type: Article
Publication status: Published
Journal: Statute Law Review
Year: 2004
Volume: 25
Issue: 3
Pages: 196-208
ISSN (print): 0144-3593
ISSN (electronic): 1464-3863
Publisher: Oxford University Press
URL: http://slr.oxfordjournals.org/cgi/reprint/25/3/196
Notes: The main focus of the former is a critical look that aims to be both retrospective and prospective at the personal pensions mis-selling review and asks, after detailed scrutiny and analysis of the main legal sites where legal and administrative redress processes surrounding the mis-selling of personal pensions were considered, what lessons might emerge for the current crisis of confidence and trust in personal finance for retirement? Statute Law Review was selected as a general quality OUP refereed Journal whose readers would find interesting how a systemic compensation process that emerged (arguably) originally out of political expediency and panic surrounding the conflicting incentives and regulatory environment that lay at the root of pensions mis-selling (see Black & Nobles MLR 1999) migrated onto a far firmer and more explicit statutory footing by a process of late legislative amendment to the Financial Services and Markets Bill whose apparent simplicity and non-controversial nature belies its potential for future retrospective unravelling of “done deals” in retail finance and the costs that flow from such disruption.
